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Carousel Checks > Articles > Secure Business Checks

Quick Tips on Fraud Prevention And Obtaining Secure Business Checks

If you own a business, you know how important it is to accept checks as a payment method from your customers. An equally important consideration is obtaining secure business checks for your everyday business needs.

These tips can help you tighten up your fraud prevention on the customer end and help you obtain secure business checks for your back office needs.

Secure Business Checks

Ways To Avoid Bad Checks

  • Accept checks with the current date only.
  • Ensure the amount of the check is written for the amount of the purchase. Be
    wary of checks written for more than the amount of the purchase.
  • Diligently check to ensure the signature on the check matches the signature on the picture identification.
  • Compare picture identification with that of the person cashing or writing the
    check. If unsure, ask to see an additional piece of identification.
  • Ask for the street address; be wary of checks that only list a post office box.
  • Check to see if the name, address and phone number are imprinted on the check.
  • Do not accept unsigned checks or two party checks.
  • Always obtain the proper identification and ensure all employees are trained in check acceptance procedures.
  • Be wary of checks drawn on out of state banks.

Identify a Forged Check

  • If the check writer’s name is different from the name printed on the check, do
    not accept the check.
  • If the top or side of the check is smooth and not perforated, this could be a
    sign of a forgery.
  • If the bank numbers across the bottom appear glossy or irregular, the check
    may not be authentic.
  • If printing on the check appears faint or photocopied, do not accept the check.

It is so important that all your employees are trained on proper check acceptance procedures and on ways to identify forged checks. These tips should be adhered to
each time a customer writes a check, even when your establishment is busy.

When finding a printer of secure business checks for your business needs to pay for supplies, use for payroll and for other expenses, your check printer should be implementing these security measures noted below:

  • The padlock icon ensures that security enhancements are being used in accordance with the Financial Stationers Association guidelines.
  • The MP Signature Line icon indicates that micro-security print is used in the design. This line is very small print that will break up if photocopied.
  • The reverse side of the check should have additional safety features
    incorporated into the check design.

To get secure business checks quickly and easily online, you can trust Carousel Checks for all your business and laser check needs. With a line up of exclusive licensed
designs from featured artists, as well as custom photo checks you can satisfy all secure
business check
needs with the click of your mouse!

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