What Are Desk Checks & Why Are They Important for Business?

Everyone knows what personal checks are but what is a desk check? Desk checks may be less known than personal checks but they’re still relevant for businesses and certain individuals.

In this article, we take a closer look at what desk checks are, who should use them, and more. 

desk checks - Carousel Checks

Desk Checks: 3 Per Page Checks

Desk checks refer to three checks printed on one page. Their unique layout allows them to fit in a ring binder and be placed on top of desks for accessibility, hence the name. They are also called business check sets.

Many prefer 3-to-a-page personal checks or business checks because they come with stubs. Beside each check is an attached stub that makes record-keeping easy. All you have to do is write down the recipient of the check, the date, and the amount on the stub. It’s similar to having a duplicate check for your records so you will know where the money went, making paying bills a breeze.

Advantages of Three-to-a-Page Checks

There are advantages to 3-on-a-page personal checks or business checks, the most important of which is the convenience of having the stubs.

Desktop checks are more unusual. They are large and are usually kept in a binder for safekeeping, which makes them even bulkier. Unlike personal checkbooks, they are sometimes placed on the desk or in a bag — multiple bags even.

One can save time and money by having 3-on-a-page personal checks printed by companies like Carousel Checks.

So, who needs the convenience of desk checks?

Who Uses Desk Set Checks?

The 3-up desk-style checks are not ideal for those who need checks on the go because they are quite bulky. However, those who take recording and accounting seriously can benefit from them.

Here are the top users of business or personal desk set checks:

Business Owners

Entrepreneurs issue checks from their business checking account almost every day. There are suppliers, salaries, and daily operational expenses that need to be paid. It’s easier to keep track of these expenses when they have a record and everything is kept in one binder.


Secretaries keep a lot of records. Personal desk checks with stubs on the sides let them conveniently monitor issued checks from one binder.

Executive Assistants

Secretaries only take care of official business activities but executive assistants handle the business and personal affairs of their bosses. Keeping records for both can be quite taxing, but less so if you have desk set checks for a 3 ring binder and the recording stubs.

Desk Check vs Personal Check

In terms of finance, business checks or desk set checks for 3 + ring binder have larger deposit limits compared to personal checks, allowing issuers to settle larger balances which may be necessary for daily operations.

Plus, personal desk checks are often handwritten while the business desktop checkbook is usually printed because it’s more formal and prevents tampering.

Desk Set Checks & Their Types

There are different types of business checks you can order from Carousel Checks. There are custom desk set checks, cheap desk checks, and everything in between. Here are some of them:


These are no-nonsense checks that are available in the following colors:

  • Blue
  • Green
  • Parchment
  • Pink
  • Yellow


Designer checks have backgrounds that can be made to suit various businesses. Carousel Checks offers a few dozen designs to choose from. Here are some of them:

  • Big-horned buck
  • Brushed metal
  • Construction
  • Digital
  • Fruit
  • Granite
  • Grassy
  • Mechanic
  • Swirls
  • Vintage
  • World map

Laser Checks

Laser desk set personal checks and business checks are available in the following designs and colors:

  • Blue red high security
  • Blue safety high security
  • Burgundy safety high security
  • Green safety high security
  • Tan safety high security

Custom Photo Business Manual

You can also customize your business checks so your logo appears on them. This is a great way to brand your checks and increase recognition for your company.

Order Desk Checks From Carousel Checks

desk set checks - Carousel Checks

Regardless of the type of check you need, you can get it from Carousel Checks. The company has a variety of special offers and an almost limitless amount of customization so you can have checks that reflect your personality or business. Whether fun or formal, traditional or unorthodox, Carousel Checks can make your desk set checks truly unique.

Call 708-613-2452 to order your desk checks and desk check binder. For more information, shop Carousel Checks online or Contact Us.